Make Liberty Home Guard Your Center point Home Warranty Provider

Things To Consider When Getting A Home Warranty

When you are ready to get a home warranty in Texas, you have many options to choose from. While there are many companies that offer home warranty services, not all plans are the same. You'll want to make sure that you understand what the plan covers, how you would handle a repair when one arises, and what the annual costs entail.

Before purchasing a home warranty plan in Center Point, you'll need to have an inspection to ensure all your systems and appliances that will be covered are in good working order. This inspection should be done at no cost to you, though there may be some repairs you need to make before your warranty goes into effect. Liberty Home Guard is happy to help you navigate this process.

It's normal to have a lot of questions about home warranties, how they work, and whether it's the right decision for you. Learn more about what a home warranty is, how it works, and what to consider when choosing a home warranty.

How Do You Know If You Need A Home Warranty?

Whether you need a home warranty in Texas can be determined by answering a simple question - if you need to replace your HVAC system after the heat goes out in the middle of January, can you afford it? A home warranty simply provides you with assurance that if you find yourself in this situation, you won't be forced to pay thousands of dollars out-of-pocket just to get the heat back on.

Many homeowners in Center Point do not have adequate savings for major repairs or unexpected appliance failures, and that is where a home warranty comes in. For a small annual investment you won't need to worry about major expenses related to your home's systems or appliances, and you can relax knowing it's covered.

Understanding Home Warranty Coverage

A home warranty in Texas is a supplemental warranty plan that provides an extra layer of protection for your appliances and home systems such as your HVAC or plumbing systems. A home warranty is not insurance and doesn't cover damage to your appliances. It does cover unexpected repairs due to a part failure or other malfunction, and it's available to cover older appliances or systems that may be more apt to needing repairs.

Similar to a manufacturer's warranty, a home warranty in Center Point protects your home appliances and systems from defects and malfunctions. A manufacturer's warranty applies to a limited time - typically one to three years - and anything that happens outside that timeframe is no longer the manufacturer's responsibility. A home warranty can cover the gap and ensure repairs for your appliances are covered well after the initial warranty period.

Understanding Your Home Warranty Coverage

When you get a home warranty in Texas, it's important to understand the coverage you get with your plan. Home warranties can cover your major appliances as well as major systems including sewer, electrical, and HVAC equipment. Should something go wrong with your water heater, refrigerator, dishwasher, or furnace, your repairs should be included in your plan.

It's easy to use your warranty plan in Center Point. When you need a repair, just call your home warranty company to start a claim. A service provider will be dispatched to your home and will assess the repair. From there, they will confirm the repair is covered and will take care of everything. Most home warranties will cover the repair or replacement of your appliances or home systems.

Should You Get A Home Warranty When Buying A House?

Many homeowners are introduced to the idea of a home warranty in Texas when they are searching for a new home. Many sellers will include a home warranty with the sale of the property, and it's appealing to buyers as it provides a certain level of protection as they transition into their new home. You never know the maintenance history of a property, and a home warranty can help.

If your seller doesn't include a home warranty in Center Point it never hurts to ask, and if one isn't offered you can always purchase your own plan. If you are buying a new construction home, you should be covered by the builders warranty for a set period of time and may want to purchase a home warranty when that one expires.

Managing Risk With A Home Warranty

Not everyone needs a home warranty in Center Point, and it's not required like homeowner's insurance. Whether you should buy a home warranty plan is a personal decision and you'll want to factor in the age of your appliances and systems, whether you are covered by another warranty such as a builder's warranty or manufacturer's warranty, as well as your ability to pay for unexpected repairs out-of-pocket.

If you have newer appliances that you purchased, you may choose not to get a home warranty in Texas until the appliances are a few years old and no longer covered by a manufacturer's warranty. If you don't know the maintenance history of an appliance, it may be more risky to forgo a home warranty, as they may be more prone to breaking down.

Should You Get A Home Warranty?

There is no black or white answer when it comes to whether you should get a home warranty in Texas, and ultimately it is a personal decision you'll need to make after considering your options. You may not need to get a home warranty if the seller included one when you bought your home or if you are covered by a builders warranty. But if you don't have any existing warranty coverage and want an extra layer of protection, a home warranty is a good idea.

If you are like many homeowners in Center Point and do not have money set aside for appliance repairs, you could find yourself in a difficult situation when something breaks. With a home warranty, your exposure is limited, reducing the possibility of a financial hardship due to an unexpected repair.

Liberty Home Guard Has Your New Home Warranty

When you have chosen to purchase a home warranty in Texas, be sure to consider your options at Liberty Home Guard. Our home warranty plans are fully customizable, allowing for flexible coverage and pricing to fit your unique needs. Whether you just want to make sure large, expensive systems like your HVAC and plumbing are covered, or you want added protection for your appliances, we can help.

Having a home warranty in Center Point can ease your anxiety about a major system or appliance breakdown. If something breaks, you just need to make a single call to arrange for service, and the rest is taken care of for you. No surprises, no stress.

Our dedicated support team at Liberty Home Guard is happy to address any concerns you may have or to answer any questions you have about home warranties in general or about our specific options. Contact us today.