Make Liberty Home Guard Your Chattanooga Home Warranty Provider

Things To Consider When Getting A Home Warranty

When you are ready to get a home warranty in Tennessee, you have many options to choose from. While there are many companies that offer home warranty services, not all plans are the same. You'll want to make sure that you understand what the plan covers, how you would handle a repair when one arises, and what the annual costs entail.

Before purchasing a home warranty plan in Chattanooga, you'll need to have an inspection to ensure all your systems and appliances that will be covered are in good working order. This inspection should be done at no cost to you, though there may be some repairs you need to make before your warranty goes into effect. Liberty Home Guard is happy to help you navigate this process.

It's normal to have a lot of questions about home warranties, how they work, and whether it's the right decision for you. Learn more about what a home warranty is, how it works, and what to consider when choosing a home warranty.

Questions To Ask About Home Warranty Coverage

It's important to understand how your home warranty in Tennessee works to ensure you are getting the right coverage for your needs. A home warranty provides coverage for the repair or replacement of major appliances or home systems, such as HVAC or electrical systems, when they malfunction. It is not homeowner's insurance, but it does complement your existing coverage and provides a greater level of protection should you need it.

Make sure you understand exactly what is covered by your home warranty in Chattanooga, and how to process a claim should you need to use it. You should also ask about the network of qualified contractors available in your area to ensure there are enough contractors to ensure you won't be waiting a long period of time for repairs.

Do You Need A Home Warranty?

A home warranty isn't required in Tennessee the way homeowners insurance is, but it can be a smart idea for homeowners who may be unable to cover the high cost of repairs when a major system in their home breaks. Whether you need a home warranty is a personal decision, and you'll want to weigh the investment versus the risk you are willing to accept.

If you are well positioned to handle an expensive repair bill on a moment's notice, you may not need a home warranty in Chattanooga. However, if you prefer not to roll the dice with your home's existing systems and appliances, a home warranty can provide a level of security and peace of mind.

Buying A Home Warranty

When you are ready to buy a home warranty in Tennessee, there are a few things you should think about first. Many factors will go into your decision whether to purchase a home warranty plan including the age of your home, the age of your appliances, and your ability to pay for unexpected repairs. While any system or appliance can require repairs at any time, the odds increase as they age.

If you already have adequate coverage from an existing warranty, you may choose to forgo purchasing a home warranty in Chattanooga until that coverage expires. This includes manufacturer's warranties, builder's warranties, and existing home warranties that may have come with the purchase of your home or appliances.

When To Use A Home Warranty

You should use your home warranty in Chattanooga whenever a covered appliance or home system is in need of repair. Whether your refrigerator isn't staying cold enough, your washing machine doesn't drain, or your furnace won't start, your home warranty provider can schedule an appointment with a qualified contractor to make the repairs as soon as possible. You don't need to worry about finding a repairman - all the work is done for you.

When the contractor arrives, they will evaluate your appliance or home system and certify that the repair is covered by your home warranty. If repairs are warranted, they will complete all the repairs under your home warranty in Tennessee. In the event the cost of repairs are greater than replacement or if repairs aren't possible, we will arrange for a replacement.

Home Warranty Basics

If you are considering purchasing a home warranty in Tennessee, you may be wondering what exactly a home warranty is and how it works. Much like a product warranty that covers any defects or repairs for a set period of time, a home warranty covers the various systems in your home and/or your appliances for the terms of your agreement. You can choose to cover your household systems, major appliances, or both.

Repairing your home's HVAC, plumbing, or electrical system can be quite expensive. With a home warranty in Chattanooga, you would just pay a set service fee for all covered repairs - no surprises. You also don't need to worry about finding a repairman - you'd just call Liberty Home Guard to schedule your service call. It's fast, affordable, and convenient.

Who Should Have A Home Warranty

All homeowners in Tennessee should consider getting a home warranty. While it's important for you to consider the pros and cons of a home warranty plan, there are some circumstances where having a home warranty can be a huge benefit to the homeowner.

Whether you are buying a new home in Chattanooga or have an existing home with older systems and appliances, a home warranty can protect you from the high cost of repairs or replacement. It's ideal for homeowners who are buying a home without knowing the maintenance history or use of existing systems, or someone who lives in an older home. And if you're not prepared to pay potentially thousands of dollars to replace a furnace, you should be considering a home warranty.

Get A New Home Warranty from Liberty Home Guard

If you are ready to purchase a home warranty in Tennessee from Liberty Home Guard, contact our team today. We can help you make the right choice for your home and can customize your warranty plan to cover only the appliances and systems you have in your home.

Getting a home warranty in Chattanooga is a smart decision, and one that will protect you from unexpected expenses when appliances break or home systems fail. A home warranty will provide both peace of mind and ease of use whenever you may need to use it.

Let Liberty Home Guard help you today. Contact us for a quote or to learn more about our plans and options. Our dedicated support team is happy to answer any questions you may have about how a home warranty works and what it can do for you.