Make Liberty Home Guard Your High springs Home Warranty Provider

Picking A Home Warranty Thats Right For You

There are a lot of options available for a home warranty in Florida, and it can be overwhelming to try to choose the right plan for you and your home. It's a good idea to research your options and look into different home warranty companies to understand your choices and various plans that are available to you.

You can customize your home warranty plan in High Springs so it only covers what you need. Each home has unique systems and appliances, and you shouldn't have to pay for coverage you do not need or may not want. Take the time to research your choices and make sure you understand what's covered, how to submit a claim, and what your costs are.

At Liberty Home Guard, we offer various types of plans to suit your needs. We understand that you have questions, and are dedicated to helping you understand your choices so you can make the right choice for your needs. Read on to learn more.

How A Home Warranty Is Different From Insurance

A home warranty in Florida is not insurance, and it provides distinctly different coverage than a homeowner's insurance policy. A home warranty works in much the same way as a manufacturer's warranty - should something break or fail during regular use of the item, and not as a result of negligence, the item will be repaired or replaced.

A typical homeowner's insurance policy covers your building and everything inside in the event of a disaster such as a fire or storm that damages your property. A home warranty in High Springs provides extended coverage for your home's appliances and systems should they require repairs. There does not need to be damage for your home warranty to apply, and any covered appliances or systems can be repaired through your home warranty as needed.

Choosing To Get A Home Warranty

Whether you have made the decision to purchase a home warranty in Florida or if you are still researching your options, you have probably done a bit of research into what a home warranty is, how it works, and what's covered. Choosing to get a home warranty is an important decision, and we encourage you to consider your options to make the best choice for your home.

Many homeowners in High Springs opt to purchase a home warranty to lower their financial risk should a major home system or appliance break. Coverage varies, but you can customize your home warranty plan to suit your needs and your home. Each home is unique, and you can choose only the coverage you want and need.

Home Warranty Basics

If you are considering purchasing a home warranty in Florida, you may be wondering what exactly a home warranty is and how it works. Much like a product warranty that covers any defects or repairs for a set period of time, a home warranty covers the various systems in your home and/or your appliances for the terms of your agreement. You can choose to cover your household systems, major appliances, or both.

Repairing your home's HVAC, plumbing, or electrical system can be quite expensive. With a home warranty in High Springs, you would just pay a set service fee for all covered repairs - no surprises. You also don't need to worry about finding a repairman - you'd just call Liberty Home Guard to schedule your service call. It's fast, affordable, and convenient.

Who Should Have A Home Warranty

All homeowners in Florida should consider getting a home warranty. While it's important for you to consider the pros and cons of a home warranty plan, there are some circumstances where having a home warranty can be a huge benefit to the homeowner.

Whether you are buying a new home in High Springs or have an existing home with older systems and appliances, a home warranty can protect you from the high cost of repairs or replacement. It's ideal for homeowners who are buying a home without knowing the maintenance history or use of existing systems, or someone who lives in an older home. And if you're not prepared to pay potentially thousands of dollars to replace a furnace, you should be considering a home warranty.

A Home Warranty Is Not The Same As Homeowners Insurance

When you are considering buying a home warranty in Florida it's important to understand the difference between a home warranty and homeowners insurance. The two are completely different and provide separate coverage, but together can provide more complete coverage, no matter what happens to your home.

A homeowner's insurance policy typically covers your home and its contents in the event of a loss due to damage, such as a fire or storm. A covered loss must occur for your home insurance to cover damage to your home's appliances or systems. A home warranty in High Springs covers all other repairs to your covered appliances or systems that are not due to negligence or failure to maintain your system or appliances. If a covered appliance stops working or a part breaks on your HVAC system, it can be covered with a home warranty.

Who Can Buy A Home Warranty

A home warranty in Florida is not for everyone, and some people should not buy a home warranty. Home warranties are limited to homeowners who are responsible for maintaining their home systems and who own their appliances. A home warranty would not benefit a renter, as those repairs would be the responsibility of their landlord or the property owner.

Not everyone needs a home warranty, either. If you bought a brand new home, have brand new appliances, or are otherwise covered by a builder's, manufacturer's or extended warranty plan, you do not need a home warranty in High Springs. Make sure you understand the coverages and limitations of your warranties to make sure there aren't any gaps that may be covered by a home warranty.

Liberty Home Guard Has Your New Home Warranty

Whether you are just looking for a home warranty in Florida to cover your home's expensive systems or you want a more comprehensive plan that covers systems and major appliances, Liberty Home Guard can help. We are able to customize your plan to cover exactly what you need, nothing more or less, to provide you with the fairest price possible.

Choosing to get a home warranty in High Springs is prudent, and gives you peace of mind knowing that if your water heater breaks or your electrical system short-circuits, you won't be faced with thousands of dollars in unexpected repairs that you did not plan for.

Feel free to contact our dedicated support team to address any questions you may have, or to learn more about how a home warranty can protect your home's appliances and systems. If you're ready for a quote, we can help you find the right plan and term to suit your needs.