Make Liberty Home Guard Your Lexington-fayette Home Warranty Provider

Deciding On The Best Home Warranty For You

Figuring out what to cover, what not to cover, and understanding how your home warranty in Kentucky works is an important part of the process. Don't feel like you have to rush into making a decision and ask any questions you may have about coverages and limitations. It's also a good idea to look into cancellation policies as well as transfer policies.Your coverage should be customizable to match the equipment and appliances in your home, and you shouldn't have to pay for things you don't need. Your home warranty in Lexington-Fayette may cover only equipment and systems like HVAC and water heaters, kitchen and laundry appliances, or both. Your equipment should be in working condition and well maintained before starting your warranty period.Liberty Home Guard wants to make sure you have the information you need when choosing a home warranty plan. Be sure to check out our resources and read on to learn more about home warranties and how they work.

Home Warranty Explained

A home warranty in Lexington-Fayette is a service contract that provides for the repair or replacement of a malfunctioning appliance or home system. For a low monthly or annual fee, the warranty provides for the repair or replacement of covered appliances and home systems. Should you need repairs, the home warranty company coordinates all of the scheduling and billing - all you need to do is request service.

When you request service, an appointment will be scheduled with a qualified contractor to assess the repair. Upon confirmation that the repairs are covered with your home warranty provider in Kentucky , the contractor will complete the repairs, making it a hassle-free and stress-free process for you. If the appliance or system cannot be repaired, it will be replaced.

How To Decide If You Need A Home Warranty

Making the decision to purchase a home warranty in Kentucky should not be difficult, but there are a few things you should consider. If your property is already covered by a warranty, either a home warranty or a builders warranty, it may not be necessary to purchase your own. You should be sure to understand any existing coverage and warranties and when those may expire. Ultimately it comes down to your financial situation and willingness to accept risk. If you are well positioned to cover unexpected repairs, you may not need a home warranty in Lexington-Fayette. But if you like the idea of having a plan in place to handle and cover these types of situations, a home warranty may be right for you.

Managing Risk With A Home Warranty

Not everyone needs a home warranty in Lexington-Fayette, and it's not required like homeowner's insurance.

Whether you should buy a home warranty plan is a personal decision and you'll want to factor in the age of your appliances and systems, whether you are covered by another warranty such as a builder's warranty or manufacturer's warranty, as well as your ability to pay for unexpected repairs out-of-pocket.If you have newer appliances that you purchased, you may choose not to get a home warranty in Kentucky until the appliances are a few years old and no longer covered by a manufacturer's warranty. If you don't know the maintenance history of an appliance, it may be more risky to forgo a home warranty, as they may be more prone to breaking down.

Who Is Eligible For A Home Warranty

Anyone who owns a home may be eligible for a home warranty in Kentucky, including rental property owners. Renters should not need a home warranty, as any repairs should be handled by their landlord. Those already covered by a warranty plan need not worry, as well as those who bought a new house and are covered by a builder's warranty. A home warranty in Lexington-Fayette is ideal for homeowners with expiring warranty coverage, or whose home and appliances are a few years old. Even newer homes can have systems fail or appliances break, though older homes are more likely to have issues with repairs. Be sure to consider the age of your home's systems, the maintenance history, as well as the repair history when deciding whether you should get a home warranty.