Make Liberty Home Guard Your Longwood Home Warranty Provider

Things To Consider When Getting A Home Warranty

When you are ready to get a home warranty in Florida, you have many options to choose from. While there are many companies that offer home warranty services, not all plans are the same. You'll want to make sure that you understand what the plan covers, how you would handle a repair when one arises, and what the annual costs entail.

Before purchasing a home warranty plan in Longwood, you'll need to have an inspection to ensure all your systems and appliances that will be covered are in good working order. This inspection should be done at no cost to you, though there may be some repairs you need to make before your warranty goes into effect. Liberty Home Guard is happy to help you navigate this process.

It's normal to have a lot of questions about home warranties, how they work, and whether it's the right decision for you. Learn more about what a home warranty is, how it works, and what to consider when choosing a home warranty.

How To Know If You Need A Home Warranty

While most sellers in Florida include a home warranty as part of the sale of their home, the homeowners themselves can purchase a new plan or renew their warranty plan once the original expires. When deciding whether you need a home warranty, you should ask yourself what level of risk you're willing to accept, and what level of protection you are most comfortable with.

We believe a home warranty in Longwood is a good idea for any homeowner, but it's not required the same way homeowners insurance is. You should consider your financial situation, the age of your home and it's equipment, as well as your own personal situation. Each homeowner is unique, and no two homes are alike.

How To Use A Home Warranty

While an appliance or home systems failure is always inconvenient, getting the help you need from your home warranty in Longwood shouldn't be difficult. Whenever you need a repair, simply call your home warranty provider or schedule an appointment online for a service contractor to visit your home. Liberty Home Guard has a number of qualified contractors to ensure you can get the help you need quickly.

A service call will be arranged with the contractor. When the contractor visits your home they'll assess the repair and confirm it's covered by your home warranty in Florida. If the item cannot be repaired a replacement will be issued, otherwise the contractor will complete the repairs for you in a timely manner.

How Does A Home Warranty Work?

A home warranty in Longwood is a simple agreement between you and a home warranty provider that provides for the repair or replacement of covered appliances or home systems such as your electrical system or HVAC system. It is essentially a service contract, and whenever you need repairs you would just need to contact your home warranty company to schedule an appointment with a qualified contractor. No searching for someone to make the repairs - just call and the next available contractor will be sent as soon as possible.

When the contractor arrives, they will evaluate the repair and confirm with the home warranty provider in Florida that it's covered by your warranty. The contractor will complete all repairs and bill the home warranty company, making the entire process easy and hassle-free for you.

Deciding To Get A Home Warranty

A home warranty in Florida is a small investment that can protect you from expensive repairs to your home's systems and appliances. When it comes to home repairs, it's not a matter of if but when, and eventually every homeowner experiences a major problem that requires expensive repairs or a complete replacement. A home warranty can help you be better prepared.

Not everyone needs a home warranty in Longwood, and if you already have warranty coverage you likely don't need additional coverage. Even if you do have the financial means to cover repairs as they happen, a warranty limits your exposure and can be a good investment, especially if your property is older or has older equipment that may be more prone to malfunctioning.

A Home Warranty Is Not The Same As Homeowners Insurance

When you are considering buying a home warranty in Florida it's important to understand the difference between a home warranty and homeowners insurance. The two are completely different and provide separate coverage, but together can provide more complete coverage, no matter what happens to your home.

A homeowner's insurance policy typically covers your home and its contents in the event of a loss due to damage, such as a fire or storm. A covered loss must occur for your home insurance to cover damage to your home's appliances or systems. A home warranty in Longwood covers all other repairs to your covered appliances or systems that are not due to negligence or failure to maintain your system or appliances. If a covered appliance stops working or a part breaks on your HVAC system, it can be covered with a home warranty.

Who Can Buy A Home Warranty

A home warranty in Florida is not for everyone, and some people should not buy a home warranty. Home warranties are limited to homeowners who are responsible for maintaining their home systems and who own their appliances. A home warranty would not benefit a renter, as those repairs would be the responsibility of their landlord or the property owner.

Not everyone needs a home warranty, either. If you bought a brand new home, have brand new appliances, or are otherwise covered by a builder's, manufacturer's or extended warranty plan, you do not need a home warranty in Longwood. Make sure you understand the coverages and limitations of your warranties to make sure there aren't any gaps that may be covered by a home warranty.

Liberty Home Guard Has Your New Home Warranty

Whether you are just looking for a home warranty in Florida to cover your home's expensive systems or you want a more comprehensive plan that covers systems and major appliances, Liberty Home Guard can help. We are able to customize your plan to cover exactly what you need, nothing more or less, to provide you with the fairest price possible.

Choosing to get a home warranty in Longwood is prudent, and gives you peace of mind knowing that if your water heater breaks or your electrical system short-circuits, you won't be faced with thousands of dollars in unexpected repairs that you did not plan for.

Feel free to contact our dedicated support team to address any questions you may have, or to learn more about how a home warranty can protect your home's appliances and systems. If you're ready for a quote, we can help you find the right plan and term to suit your needs.