Make Liberty Home Guard Your Marquette Home Warranty Provider

How To Select Marquette a Home Warranty Plan for Your Needs

Choosing a home warranty in Michigan shouldn't be complicated, but you may be surprised to learn just how many options there are. While most plans are similar, coverages may vary as well as costs. Feel free to take the time you need to make sure you choose the best plan for your needs.

Once you pick a home warranty company and plan in Marquette, your coverage doesn't start right away. You'll need to have an inspection performed on your covered equipment and appliances before your warranty can go into effect. This appointment will be arranged through the home warranty company and should be provided at no cost to you. After the inspection, your warranty period can begin.

Before you buy a home warranty, take some time to learn more about how it works. Liberty Home Guard wants you to make an informed decision, and we are happy to share this information with you to help you with your choice.

Who Should Buy A Home Warranty

Not everyone needs a home warranty in Michigan. If you live in a home that is a few years old, you may be considering purchasing a home warranty to take effect when the manufacturer's warranty expires. Or, if you just bought an older home, a home warranty may be a good idea if it also came with older systems and you don't know their maintenance history. Likewise, if your home came with a home warranty and that is expiring, you may want to purchase your own to continue your coverage.

If you are confident in your abilities to pay out-of-pocket for unexpected repairs, you may not need a home warranty in Marquette. Some major repairs can cost several thousand dollars, so you'll want to consider the risks and investment when considering purchasing a home warranty.

What Does A Home Warranty Cover?

When you are choosing a home warranty in Michigan it's important to understand what's covered and what isn't under your warranty plan. On a basic level, a home warranty covers your home's plumbing, electrical, and HVAC systems as well as major appliances like your refrigerator, water heater, and dishwasher. If you have a dehumidifier, water softener, or other type of non-standard appliance that can be covered, too.

A home warranty in Marquette is not home insurance and does not cover household repairs or damage to your home. It also won't cover damage due to negligence. You do have the option to customize your plan to include all or some of the appliances in your home, so you only pay for what you need covered.

Whats Covered By A Home Warranty

Your home warranty coverage in Michigan can include your home's HVAC, plumbing and electrical systems as well as your major appliances including your water heater, washer and dryer, refrigerator, dishwasher, and more. You can customize your plan to cover all or some of the systems in your home to find a plan that meets your needs as well as your budget.

If any of your covered systems or appliances require repair, your home warranty in Marquette makes it easy for you to get help. Simply call your home warranty company and they will schedule an appointment with a qualified service provider. For all covered repairs, you'll just pay a set fee and the repairs will be handled for you. If replacement is needed, that's covered, too.

Who Should Buy A Home Warranty?

Almost all homeowners are eligible to purchase a home warranty in Michigan. A home warranty is idea for first-time home buyers, experienced homeowners who don't want to worry about expensive repairs that always happen at the most inopportune times, and even owners of rental properties who want to have a plan for managing repairs for their tenants.

A home warranty is ideally suited for new home buyers in Marquette, but they also make a lot of sense for anyone who owns a home. Water heaters or HVAC systems do break, appliances age and fail, and all of these are unexpected, inconvenient, and expensive. A home warranty provides a good layer of protection and reduces the hassle of repairs for any homeowner.

How Do You Know If You Need A Home Warranty?

Whether you need a home warranty in Michigan can be determined by answering a simple question - if you need to replace your HVAC system after the heat goes out in the middle of January, can you afford it? A home warranty simply provides you with assurance that if you find yourself in this situation, you won't be forced to pay thousands of dollars out-of-pocket just to get the heat back on.

Many homeowners in Marquette do not have adequate savings for major repairs or unexpected appliance failures, and that is where a home warranty comes in. For a small annual investment you won't need to worry about major expenses related to your home's systems or appliances, and you can relax knowing it's covered.

Understanding Home Warranty Coverage

A home warranty in Michigan is a supplemental warranty plan that provides an extra layer of protection for your appliances and home systems such as your HVAC or plumbing systems. A home warranty is not insurance and doesn't cover damage to your appliances. It does cover unexpected repairs due to a part failure or other malfunction, and it's available to cover older appliances or systems that may be more apt to needing repairs.

Similar to a manufacturer's warranty, a home warranty in Marquette protects your home appliances and systems from defects and malfunctions. A manufacturer's warranty applies to a limited time - typically one to three years - and anything that happens outside that timeframe is no longer the manufacturer's responsibility. A home warranty can cover the gap and ensure repairs for your appliances are covered well after the initial warranty period.

Liberty Home Guard Has Your New Home Warranty

Whether you are just looking for a home warranty in Michigan to cover your home's expensive systems or you want a more comprehensive plan that covers systems and major appliances, Liberty Home Guard can help. We are able to customize your plan to cover exactly what you need, nothing more or less, to provide you with the fairest price possible.

Choosing to get a home warranty in Marquette is prudent, and gives you peace of mind knowing that if your water heater breaks or your electrical system short-circuits, you won't be faced with thousands of dollars in unexpected repairs that you did not plan for.

Feel free to contact our dedicated support team to address any questions you may have, or to learn more about how a home warranty can protect your home's appliances and systems. If you're ready for a quote, we can help you find the right plan and term to suit your needs.