Make Liberty Home Guard Your Norwalk Home Warranty Provider

Deciding On The Best Home Warranty For You

Figuring out what to cover, what not to cover, and understanding how your home warranty in Connecticut works is an important part of the process. Don't feel like you have to rush into making a decision and ask any questions you may have about coverages and limitations. It's also a good idea to look into cancellation policies as well as transfer policies.Your coverage should be customizable to match the equipment and appliances in your home, and you shouldn't have to pay for things you don't need. Your home warranty in Norwalk may cover only equipment and systems like HVAC and water heaters, kitchen and laundry appliances, or both. Your equipment should be in working condition and well maintained before starting your warranty period.Liberty Home Guard wants to make sure you have the information you need when choosing a home warranty plan. Be sure to check out our resources and read on to learn more about home warranties and how they work.

How A Home Warranty Is Different From Insurance

A home warranty in Connecticut is not insurance, and it provides distinctly different coverage than a homeowner's insurance policy. A home warranty works in much the same way as a manufacturer's warranty - should something break or fail during regular use of the item, and not as a result of negligence, the item will be repaired or replaced.A typical homeowner's insurance policy covers your building and everything inside in the event of a disaster such as a fire or storm that damages your property. A home warranty in Norwalk provides extended coverage for your home's appliances and systems should they require repairs. There does not need to be damage for your home warranty to apply, and any covered appliances or systems can be repaired through your home warranty as needed.

Choosing To Get A Home Warranty

Whether you have made the decision to purchase a home warranty in Connecticut or if you are still researching your options, you have probably done a bit of research into what a home warranty is, how it works, and what's covered. Choosing to get a home warranty is an important decision, and we encourage you to consider your options to make the best choice for your home.Many homeowners in Norwalk opt to purchase a home warranty to lower their financial risk should a major home system or appliance break. Coverage varies, but you can customize your home warranty plan to suit your needs and your home. Each home is unique, and you can choose only the coverage you want and need.

A Home Warranty Is Not The Same As Homeowners Insurance

When you are considering buying a home warranty in Connecticut it's important to understand the difference between a home warranty and homeowners insurance. The two are completely different and provide separate coverage, but together can provide more complete coverage, no matter what happens to your home.A homeowner's insurance policy typically covers your home and its contents in the event of a loss due to damage, such as a fire or storm. A covered loss must occur for your home insurance to cover damage to your home's appliances or systems. A home warranty in Norwalk covers all other repairs to your covered appliances or systems that are not due to negligence or failure to maintain your system or appliances. If a covered appliance stops working or a part breaks on your HVAC system, it can be covered with a home warranty.

Who Can Buy A Home Warranty

A home warranty in Connecticut is not for everyone, and some people should not buy a home warranty. Home warranties are limited to homeowners who are responsible for maintaining their home systems and who own their appliances. A home warranty would not benefit a renter, as those repairs would be the responsibility of their landlord or the property owner.Not everyone needs a home warranty, either. If you bought a brand new home, have brand new appliances, or are otherwise covered by a builder's, manufacturer's or extended warranty plan, you do not need a home warranty in Norwalk. Make sure you understand the coverages and limitations of your warranties to make sure there aren't any gaps that may be covered by a home warranty.

Home Warranty Explained

A home warranty in Norwalk is a service contract that provides for the repair or replacement of a malfunctioning appliance or home system. For a low monthly or annual fee, the warranty provides for the repair or replacement of covered appliances and home systems. Should you need repairs, the home warranty company coordinates all of the scheduling and billing - all you need to do is request service.When you request service, an appointment will be scheduled with a qualified contractor to assess the repair. Upon confirmation that the repairs are covered with your home warranty provider in Connecticut, the contractor will complete the repairs, making it a hassle-free and stress-free process for you. If the appliance or system cannot be repaired, it will be replaced.

How To Decide If You Need A Home Warranty

Making the decision to purchase a home warranty in Connecticut should not be difficult, but there are a few things you should consider. If your property is already covered by a warranty, either a home warranty or a builders warranty, it may not be necessary to purchase your own. You should be sure to understand any existing coverage and warranties and when those may expire.

Ultimately it comes down to your financial situation and willingness to accept risk. If you are well positioned to cover unexpected repairs, you may not need a home warranty in Norwalk. But if you like the idea of having a plan in place to handle and cover these types of situations, a home warranty may be right for you.

Liberty Home Guard Has Your New Home Warranty

When you have chosen to purchase a home warranty in Connecticut, be sure to consider your options at Liberty Home Guard. Our home warranty plans are fully customizable, allowing for flexible coverage and pricing to fit your unique needs. Whether you just want to make sure large, expensive systems like your HVAC and plumbing are covered, or you want added protection for your appliances, we can help.Having a home warranty in Norwalk can ease your anxiety about a major system or appliance breakdown. If something breaks, you just need to make a single call to arrange for service, and the rest is taken care of for you. No surprises, no stress.Our dedicated support team at Liberty Home Guard is happy to address any concerns you may have or to answer any questions you have about home warranties in general or about our specific options. Contact us today.