Make Liberty Home Guard Your Solen Home Warranty Provider

Picking A Home Warranty Thats Right For You

There are a lot of options available for a home warranty in North Dakota, and it can be overwhelming to try to choose the right plan for you and your home. It's a good idea to research your options and look into different home warranty companies to understand your choices and various plans that are available to you.

You can customize your home warranty plan in Solen so it only covers what you need. Each home has unique systems and appliances, and you shouldn't have to pay for coverage you do not need or may not want. Take the time to research your choices and make sure you understand what's covered, how to submit a claim, and what your costs are.

At Liberty Home Guard, we offer various types of plans to suit your needs. We understand that you have questions, and are dedicated to helping you understand your choices so you can make the right choice for your needs. Read on to learn more.

A Home Warranty Is Not The Same As Homeowners Insurance

When you are considering buying a home warranty in North Dakota it's important to understand the difference between a home warranty and homeowners insurance. The two are completely different and provide separate coverage, but together can provide more complete coverage, no matter what happens to your home.

A homeowner's insurance policy typically covers your home and its contents in the event of a loss due to damage, such as a fire or storm. A covered loss must occur for your home insurance to cover damage to your home's appliances or systems. A home warranty in Solen covers all other repairs to your covered appliances or systems that are not due to negligence or failure to maintain your system or appliances. If a covered appliance stops working or a part breaks on your HVAC system, it can be covered with a home warranty.

Who Can Buy A Home Warranty

A home warranty in North Dakota is not for everyone, and some people should not buy a home warranty. Home warranties are limited to homeowners who are responsible for maintaining their home systems and who own their appliances. A home warranty would not benefit a renter, as those repairs would be the responsibility of their landlord or the property owner.

Not everyone needs a home warranty, either. If you bought a brand new home, have brand new appliances, or are otherwise covered by a builder's, manufacturer's or extended warranty plan, you do not need a home warranty in Solen. Make sure you understand the coverages and limitations of your warranties to make sure there aren't any gaps that may be covered by a home warranty.

How To Know If You Need A Home Warranty

While most sellers in North Dakota include a home warranty as part of the sale of their home, the homeowners themselves can purchase a new plan or renew their warranty plan once the original expires. When deciding whether you need a home warranty, you should ask yourself what level of risk you're willing to accept, and what level of protection you are most comfortable with.

We believe a home warranty in Solen is a good idea for any homeowner, but it's not required the same way homeowners insurance is. You should consider your financial situation, the age of your home and it's equipment, as well as your own personal situation. Each homeowner is unique, and no two homes are alike.

How To Use A Home Warranty

While an appliance or home systems failure is always inconvenient, getting the help you need from your home warranty in Solen shouldn't be difficult. Whenever you need a repair, simply call your home warranty provider or schedule an appointment online for a service contractor to visit your home. Liberty Home Guard has a number of qualified contractors to ensure you can get the help you need quickly.

A service call will be arranged with the contractor. When the contractor visits your home they'll assess the repair and confirm it's covered by your home warranty in North Dakota. If the item cannot be repaired a replacement will be issued, otherwise the contractor will complete the repairs for you in a timely manner.

Managing Risk With A Home Warranty

Not everyone needs a home warranty in Solen, and it's not required like homeowner's insurance. Whether you should buy a home warranty plan is a personal decision and you'll want to factor in the age of your appliances and systems, whether you are covered by another warranty such as a builder's warranty or manufacturer's warranty, as well as your ability to pay for unexpected repairs out-of-pocket.

If you have newer appliances that you purchased, you may choose not to get a home warranty in North Dakota until the appliances are a few years old and no longer covered by a manufacturer's warranty. If you don't know the maintenance history of an appliance, it may be more risky to forgo a home warranty, as they may be more prone to breaking down.

Should You Get A Home Warranty?

There is no black or white answer when it comes to whether you should get a home warranty in North Dakota, and ultimately it is a personal decision you'll need to make after considering your options. You may not need to get a home warranty if the seller included one when you bought your home or if you are covered by a builders warranty. But if you don't have any existing warranty coverage and want an extra layer of protection, a home warranty is a good idea.

If you are like many homeowners in Solen and do not have money set aside for appliance repairs, you could find yourself in a difficult situation when something breaks. With a home warranty, your exposure is limited, reducing the possibility of a financial hardship due to an unexpected repair.

Solen Home Warranty Options from Liberty Home Guard

If you're ready to learn more about your home warranty options from Liberty Home Guard, contact us today. We offer a variety of plans with flexible options and terms to suit your needs. We are even able to customize your warranty to include exactly what you need, ensuring you get the best price for your home warranty in North Dakota.

Protect yourself against the cost of repairs and replacement of your major appliances and home systems with a home warranty in Solen. With a dedicated team of qualified contractors, you can get help right away from an experienced professional, all without the surprise of a high repair bill.

To learn more about Liberty Home Guard and our home warranty plans, contact us today. We would love to talk to you about your coverage needs and how we can help get you the best plan for the right price.