Liberty Home Guard vs. Select Home Warranty

Overview: Two Home Warranties, One Clear Winner

Shopping for a home warranty can feel like navigating a minefield. Every company promises comprehensive protection, competitive pricing, and top-tier service, but the real differences only reveal themselves once you read the fine print. That’s exactly what we’re here to help you do.

In this comparison, we’re putting Liberty Home Guard (LHG) up against Select Home Warranty (SHW) to see how the two stack up across the factors that matter most to homeowners: workmanship guarantees, service coverage, add-on flexibility, availability, and customer satisfaction. By the end of this article, you’ll have everything you need to make a confident, informed decision.

Spoiler: Liberty Home Guard’s advantages are hard to match, but we’ll let the details speak for themselves.

Workmanship Guarantee: A 365-Day Difference

The workmanship guarantee is the period during which a company will re-service a repair at no additional cost if the same issue returns. It is the clearest signal of how much confidence a provider has in its own contractor network.

Liberty Home Guard offers an industry-leading 365-day workmanship guarantee. A full year after every completed covered repair, with no new service fee if the same problem recurs.

Select Home Warranty offers 30 days. Thirty days is a common industry figure, so this is not unusual. It is simply twelve times shorter.

For a homeowner with aging systems, the gap is practical rather than technical. A compressor that fails again in month four is covered under one policy and out of pocket under the other.

Advantage: Liberty Home Guard

What a Covered Repair Actually Includes

Two plans can list the same appliance and still deliver very different outcomes, because the scope of each service visit differs.

Liberty Home Guard includes labor, installation, removal, disposal, and haul-away on covered repairs. The old unit leaves, the new one goes in, and the invoice does not grow.

Select Home Warranty’s terms state the company is not responsible for costs associated with the removal or disposal of systems, appliances, waste, or debris. That reads like fine print until a dead 400-pound refrigerator is blocking your kitchen and the replacement cannot be installed until it is gone. Appliance haul-away typically runs $75 to $200 out of pocket.

Advantage: Liberty Home Guard

Add-On Options: Customization That Actually Means Something

Liberty Home Guard offers 40+ optional add-ons. This Old House counted 42, the largest catalog among the 13 providers in its review. The list covers ground most competitors leave out:

Water and plumbing: sump pump, well pump, ejector pump, grinder pump, water softener, septic system pumping, reverse osmosis filtration

Pool, spa, and outdoor: pool and spa, saltwater pool, lawn sprinkler system, gutter cleaning

Appliances and electronics: second refrigerator, stand-alone freezer, wine cooler, ice maker, trash compactor, electronics protection

Systems and structure: generator, central vacuum, swamp cooler, limited roof leak patching, lighting fixtures, smoke detector

Maintenance services: HVAC seasonal tune-ups, pest control, carpet cleaning, re-key

Select Home Warranty offers a shorter add-on list, and its add-on coverage carries a $400 cap per item. If your home has a pool, a well, a septic system, or a generator, the difference in catalog depth is the difference between a plan that fits and one that does not.

Advantage: Liberty Home Guard

Availability: Where Can You Actually Get Coverage?

Liberty Home Guard is available in all 50 states plus Washington, D.C.

Select Home Warranty operates in 46 states. As of 2026, it does not sell in Iowa, Nevada, Washington, or Wisconsin.

If you live in one of those four states, the comparison ends here. For everyone else, availability is a tiebreaker rather than a decider.

Advantage: Liberty Home Guard

Customer Satisfaction & Transparency: Trust the Reviews

Liberty Home Guard holds a 4.7 out of 5 rating across more than 18,000 Google reviews, and publishes customer reviews alongside a public sample policy. Technicians are LHG-Certified, with trade licenses and general liability insurance verified before activation. Claims can be filed 24 hours a day, 365 days a year, and a technician is typically assigned within 24 to 48 hours.

Select Home Warranty carries a B rating with the Better Business Bureau. Reviews are mixed. Positive experiences are common, and so are complaints about coverage clarity and the claims process, particularly around how caps are applied at payout.

Advantage: Liberty Home Guard

Pricing: What Does It Actually Cost?

Home warranty pricing varies based on your location, home size, and the specific plan you choose, so exact comparisons can be tricky. That said, both Liberty Home Guard and Select Home Warranty offer competitive pricing across their plan tiers.

What matters most isn’t the monthly premium in isolation, it’s the overall value you’re getting for that premium.

When you factor in:

• LHG’s superior workmanship guarantee 
• Inclusive service coverage 
• Expansive add-on options  

…the value proposition becomes clear. You’re getting more protection, more flexibility, and more peace of mind.

As always, we recommend getting a personalized quote from both providers and comparing your specific coverage options side by side before making a final decision.

The Verdict: Liberty Home Guard vs. Select Home Warranty

Let’s bring it all together.

Across every category we examined, Liberty Home Guard comes out ahead. From the industry-leading 365-day workmanship guarantee to the 35+ customizable add-ons, the inclusive service coverage model, and the consistently strong customer satisfaction ratings, LHG is built to deliver genuine value to homeowners, not just on paper, but in practice.

That’s not to say Select Home Warranty is a bad product. For homeowners with straightforward coverage needs, SHW may offer a workable solution. But if you’re looking for a home warranty that truly has your back, one that covers more, lasts longer, and gives you the flexibility to build a plan that fits your home, Liberty Home Guard is the clear choice.

The good news: getting started is simple. Visit Liberty Home Guard’s website to explore home warranty plans, customize your coverage, and get a free quote today.

Your home deserves the best protection available, and so do you.