What Does a Buyer’s Home Warranty Cover?

The right home warranty plan shouldn’t be tailored just to a home’s appliances and systems. It should also match the policy holder’s relationship to the home. Home buyers, home sellers, and longtime residents of a home who are not planning to sell all have different needs when it comes to home maintenance.

This is why Liberty Home Guard offers different kinds of policies that cater to the different circumstances of our customers. In this post, we’ll review our home buyer’s warranty coverage—sometimes referred to as home buyer’s insurance—and explain the extent of protection that it provides.  

What Is a Buyer’s Home Warranty?

A home warranty is a service agreement with a third-party provider. It offers homeowners the ability to maintain, repair, and even replace home equipment at an affordable cost. Unlike homeowner’s insurance, a home warranty will cover items that break down due to normal wear and tear.

A buyer’s home warranty or buyer’s protection insurance is a more specific class of home warranty. It’s specifically designed to protect new homeowners who are inheriting systems and appliances that they have yet to become familiar with.

A new home buyer puts down a significant amount of money when purchasing a home. More often than not, this leaves budgets strained, making it all the more difficult to afford the necessary repairs for an expensive appliance or system. Buying a home warranty policy is a method of protecting the homeowner’s new investment. If something in the home fails due to an issue that was not flagged during the home inspection, the new homeowner can have the issue resolved at an affordable cost.

It’s also possible for a home seller to transfer a home warranty to the new home buyer. This is sometimes referred to as a home buyer’s resale warranty. Once transferred, it operates for the new homeowner in much the same way.

Home Buyer’s Warranty Coverage

A home buyer’s warranty can cover the same appliances and systems that a standard homeowner’s warranty covers.

Liberty Home Guard’s Appliance Guard plan covers commonplace kitchen and laundry appliances. These include:

• Refrigerators
• Dishwashers
• Ovens, cooktops, and ranges
• Built-in microwave ovens
• Garbage disposals
• Ceiling and exhaust fans
• Washing machines
• Clothes dryers
• Garage door openers

Our System Guard plan covers critical home systems. These include:

• Plumbing systems
• Electrical systems
• Water heaters
• Heating, ventilation, and air conditioning systems (HVAC)

The Total Home Guard plan provides coverage for all of the above. We also invite our customers to add coverage for less common equipment and even home maintenance services. These include:

• Pools and hot tubs
• Home electronics
• Generators
• Water softeners
• Well pumps
• Sump pumps
• Septic tanks
• Central vacuum systems
• Sprinkler systems
• Pest control
• Gutter cleaning
• Floor and carpet cleaning
• Lock rekeying

This list is not exhaustive. If it’s in your home, there’s a good chance Liberty Home Guard covers it.

Benefits of a Home Buyer’s Warranty

Purchasing a home warranty when buying a home provides numerous benefits. Here are the most important.

• Investment protection. Buying a new home is a big deal. Understandably, homeowners want to protect what is likely their most important and costly financial investment. A home warranty can ensure that your critical home appliances and systems are functioning as they should, helping you maintain a healthy home.
• Savings. With the right plan, the total amount you spend on your home warranty should be far less than what you would spend by independently maintaining and repairing your home. In other words, a good home warranty means more money in your pocket.
• Convenience. Liberty Home Guard partners with professional tradespeople throughout the United States. Our tireless service team will ensure that there is someone to attend to your home when you need it most.

How to Purchase Home Warranty for Buyer

Liberty Home Guard makes buying a home warranty for buyer agents and new home buyers as simple as possible. Getting a free quote is a simple as clicking the link on our website. We also encourage you to call our team directly. We can walk you through the warranty process, provide more detailed and personalized information on the extent of coverage we provide, and get you started on a custom plan. You can reach us at (866)-526-1752.