Home warranty waiting periods vary by provider and circumstances. New coverage typically includes waiting periods ranging from 30-90 days for non-emergency services. Waiting periods help prevent coverage of pre-existing conditions and immediate claims after purchase. Coverage purchased during real estate transactions often begins immediately at closing without waiting periods. Emergency services might receive expedited coverage even during waiting periods. Some companies modify waiting periods based on home inspection results or existing coverage transfer. Special enrollment periods might offer reduced waiting periods or immediate coverage options. Understanding specific waiting period requirements helps plan appropriate coverage timing. Some providers offer waiting period waivers under certain circumstances or for additional fees. Policy terms clearly specify waiting period durations and applicable exceptions.
