Home warranties can be purchased at various times throughout homeownership. New coverage can be initiated during a home purchase transaction, often as part of closing negotiations. Existing homeowners can purchase warranties at any time, though some companies impose waiting periods before coverage becomes active. Coverage can be bought when manufacturer warranties expire or before peak usage seasons for major systems. Some companies require home inspections for older properties or properties with pre-existing conditions. Special enrollment periods might offer promotional pricing or reduced waiting periods. Understanding timing options helps maximize coverage benefits and avoid gaps in protection. Consider seasonal factors, system ages, and current home conditions when timing warranty purchase.
Can you get a home warranty at any time?
Home warranties can be purchased at any point during homeownership, though timing considerations affect coverage activation. New coverage can be initiated during property purchase, upon expiration of builder's warranties, or whenever desired by existing homeowners. Most companies impose waiting periods for new contracts on existing homes, typically 30-90 days, though emergency services may receive expedited coverage. Some providers require home inspections for older properties or properties with pre-existing conditions. Special enrollment periods might offer reduced waiting periods or promotional pricing. Coverage can be purchased before peak usage seasons for major systems or when manufacturer warranties expire. Understanding timing options, waiting periods, and enrollment requirements helps maximize coverage benefits and avoid protection gaps.
