Electrical System Warranty Coverage

Electrical System Warranty Coverage

Home insurance is practically a must for any homeowner. Natural disasters, theft, and house fires can happen to anybody. Having coverage for unexpected accidents goes a long way to mitigating the consequences and saving money in the long run.

But what about the damages that occur from everyday wear and tear and accidents outside of your home insurance coverage? 

Your washing machine might break down after several years of use or your stovetop could suddenly stop working. Maybe your HVAC system becomes less efficient with age. Finding the right coverage for electrical systems is challenging. 

You need more than just homeowner’s insurance to protect specific areas of your home. That’s why many Americans are turning to home warranty plans with electrical coverage. 

Specialized home warranties ensure your home’s appliances and systems stay functional without breaking the bank. You only make regular payments to guarantee a priority access to technicians who are ready to solve your issues whenever they occur.

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Why Invest in Electrical System Coverage?

One system to think about is your home’s electrical wiring and devices. Many families either don’t have a warranty or don’t know that the one they have covers electrical systems.

Home warranty plans with home electrical coverage will protect the major tools and systems in your home, such as fridges, washing machines, heating systems, and other electrical devices. This way, you save money in the long run by not paying full price for a costly repair or replacement. Your family can also enjoy the peace of mind that electrical failures won’t be permanent.

Replacing faulty or damaged wires in your home is incredibly expensive. The process involves ripping down drywall, replacing large networks of wiring, and replacing those same walls. Costs can quickly add up if you don’t have the right coverage.

Common Issues with Home Electrical Systems

Many types of issues plague home electrical grids. You can mitigate some issues through smart usage, but others are unavoidable and require interior electrical system warranty coverage.

  • Power surges often caused by lightning strikes or power line damage. Inefficient devices and cheap wiring can also be the culprit. Either way, surges damage the appliances around your house if left untreated.
  • Unexpected power dips. Thesemay manifest in sudden shutdowns for your computers, electric stoves, and televisions.
  • Tripped circuit breakers. These systems are designed to break when too much power runs through a single outlet. You can prevent circuit overload by reducing the amount of strain you place on an individual circuit.
  • Excessive heat from light fixtures. Ensure that too much wattage doesn’t go into a single light, as it can cause burn out.
  • High energy builds. You can use more efficient devices, unplug and turn off lights when not in use, and repair damaged wiring. Some tasks require warranty coverage to fix.

Why Coverage for Electrical Systems Is Important

Are you worried about replacing electrical system parts? These types of repairs are dangerous and should only be left to professional technicians. Prevent costly electrical fires and failures by investing in a customized warranty that fits your needs. 

You’ll save money in the long run and give your family peace of mind by ensuring that costly repairs are carried out by trained professionals.

Home electrical system warranty coverage often covers repairs for:

  • Wiring failures
  • Lighting fixtures
  • Circuit breakers
  • Fans for vents and exhaust

How Much Can You Save With Electrical System Coverage?

Many estimates show that replacing electrical system parts in your home is far cheaper with a warranty. Here are just a few of the typical costs:

  • Wiring work can cost up to $2,000 without a warranty, but only $100 with a warranty.
  • Ceiling fans cost $250 without a warranty, but only $80 with one.
  • Power switches cost $170 alone, but only $50 with a warranty.
  • Circuit breakers cost $200 in general, but only $100 with a warranty.

There are many reasons why Americans are turning to customized home electrical system warranty coverage to provide additional protection beyond their standard insurance plans.

Liberty Home Guard: Your Choice for an Interior Electrical System Warranty

Liberty Home Guard offers a completely a-la-carte service that you can tailor to your specific needs. We’re considered one of the best home warranty providers in the nation thanks to our quick response times, 24/7 service, and excellent craftsmanship. 

Do you have questions about our coverage for electrical systems? Get in touch with us on the web or at (866) 699-4589 if you’re interested in customized home warranties for your electrical systems, appliances, and more.

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Frequently Asked Questions (FAQ)

HOME WARRANTY
  • What is a home warranty?

    A home warranty is a service contract that covers the cost of repairs and replacements for your home’s systems and appliances when they break down over time from normal wear and tear.

  • How does a home warranty work?

    It’s simple, you can select the coverage plan of your choice that is the best fit for your home and budget.

    When you request service for a covered item, you will be charged a pre-set fee in order to initiate the service request.

    With an LHG home warranty, when a covered item needs repair, simply follow these steps:

    • File a claim online or call.
    • After paying your set fee, we’ll put you in contact with a local contractor to schedule your appointment.
    • After officially diagnosing the problem, the contractor will contact us to make sure the issue is covered by your plan.
    • If everything checks out, the contractor will then repair or replace the item in question.
    • Afterwards, we’ll check in with you by email or phone to make sure you’re happy with the job.
  • What does a home warranty cover?

    Liberty Home Guard offers 3 different plans depending on the coverage your home needs. The Total Home Guard is a combination of both our Appliance Guard and Systems Guard plan. It is our most comprehensive and most economical.

    We offer add-ons to each plan. Check HERE for our Home Warranty Plans & Policies page to learn more about everything we cover.

  • How is a home warranty different from homeowner’s insurance?

    A home warranty covers the costs of repairs and replacements of major home appliances and systems. Home systems, for example, include plumbing, electrical, and HVAC.

    Homeowners insurance provides coverage if theft or natural disaster hits.

  • How is a home warranty different from a manufacturer’s warranty?

    The main difference is that a manufacturer’s warranty generally covers the failed part of a single appliance, but usually doesn’t include the cost of labor or repair. With a home warranty, one plan covers a variety of systems and appliances, making it a more cost-effective way to safeguard your home.

  • Why is buying a home warranty a good decision for homeowners?

    A home warranty protects the homeowner’s budget by removing the risk of fluctuating expenses when big ticket items break down. With a Liberty Home Guard home warranty, the homeowner will pay for a monthly plan, along with a flat rate service call fee associated with any repairs, rather than the full retail cost of replacing or repairing any of their home appliances or systems.

  • Do I have to get a home inspection before getting a Liberty Home Guard home warranty?

    No. Liberty Home Guard doesn’t require a home inspection or any maintenance records to purchase a home warranty plan.

  • How long does it take to fulfill a service request?

    Liberty Home Guard will dispatch a licensed technician to your home within 24 - 48 (business) hours of your request. Extenuating circumstances do apply.

  • Can I choose my own service contractor?

    Yes, you absolutely can. We only ask that you reach out to us first so that we can authorize the contractor you'd like to work with. This helps ensure that the highest standards are applied and that you and your family are kept safe. In our experience, you will usually save the most money and get the best work done using an LHG Certified Professional. All of our contractors are licensed professionals, and their work comes with a 60-day workmanship guarantee.

  • What happens if I sell my home?

    You can take your warranty with you to your new home, or cancel your warranty plan.

    To cancel your policy with Liberty Home Guard, please log in to your online customer portal and select the ‘Policy Details’ tab. There you will find a link titled ‘Cancel Coverage’. Alternatively, you can also call us at (866) 465-2403 or email us accounts@libertyhomeguard.com.

USING YOUR HOME WARRANTY
  • How do I set up an account online?

    Once you sign up for an LHG policy, you will receive an email with instructions on how to register your account that will include your username and password.

  • How do I request service?

    Once your coverage kicks in, schedule a request online any time HERE. You can also dial 833-LHGUARD (866) 396-5837 for your request.

    You can check any job’s status by logging into your account HERE.

  • What if my covered item can’t be fixed?

    If we determine your covered item is beyond repair, we’ll offer a replacement or find you another solution that works for your situation.

  • Who will LHG send to my house?

    We work with licensed contractors in your area who have been regularly evaluated by customers to meet our high standards.

  • My issue wasn’t fixed. Can the contractor come back?

    Of course. Simply re-request the service online or by phone. All work done with our service providers comes with a 60-day workmanship guarantee, so if the issue isn’t resolved, we’ll send a service provider back to you, at no charge.

  • How to cancel my Liberty Home Guard policy?

    To cancel your policy with Liberty Home Guard, please log in to your online customer portal and select the ‘Policy Details’ tab. There you will find a link titled ‘Cancel Coverage’. Alternatively, you can also call us at (866) 465-2403 or email us accounts@libertyhomeguard.com. 

COVERAGE
ABOUT HOME WARRANTIES
  • How long does my contract last?

    LHG seeks to empower its customers, enabiling you to find the contract term that is right for you. You can purchase a policy that is month-to-month, annual, or multi-year. Our multi-year plans provide the most value, call us toll free at (866) 396-5837 to find out more.

  • How do I make sure my coverage continues?

    If you have set up automatic payments with us, we will send your new contract 30 days before the old one expires. If you are not on an automatic payment system, you can continue coverage by logging into your account or calling us toll-free at  (866) 396-5837.

  • Can I cancel at any time?

    Yes, you can cancel at any time. If your cancellation occurs within the first 30 days of your coverage, we’ll refund your contract fees minus the cost of claims paid, and we will charge a small administrative overhead fee. If you cancel after the 30th day, you’ll receive a prorated refund of your contract fees for the rest of the contract term minus the cost of claims paid, and we will charge a small administrative overhead fee.

    To cancel your policy with Liberty Home Guard, please log in to your online customer portal and select the ‘Policy Details’ tab. There you will find a link titled ‘Cancel Coverage’. Alternatively, you can also call us at (866) 465-2403 or email us accounts@libertyhomeguard.com.

  • Is there a limit to the number of repairs I get during my contract term?

    No, we do not have a limit, although some coverage limitations, such as cost caps, may apply.

Liberty Home Guard
Need help?

Talk to our Liberty Home Guard Agents 24/7.

(866) 225-7958